About
Smooth Finance is an independent finance firm dedicated to helping property developers and investors source, structure and secure optimal funding solutions.
The business is led by John Jamali, who brings over 15 years of direct lending and investment experience with leading financial institutions, including Commonwealth Bank, Royal Bank of Scotland, GE Capital Real Estate, and Challenger Investment Management.
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John’s extensive in-house experience provides clients with a unique insider’s perspective on what funders require to approve a viable funding proposal. This insight, combined with his vast network of funding partners, ensures clients always secure the most competitive terms available.
John holds a Bachelor of Commerce and a Bachelor of Property & Construction from the University of Melbourne, along with a Certificate IV in Mortgage Broking. He is also a member of the Finance Brokers Association of Australasia.
Services
We connect our clients with optimal funding solutions and strategic partners. Capital is sourced from a diverse panel of lenders, including banks, non-bank institutions, private lenders, family offices, high-net-worth individuals, credit funds, and institutional investors. Contact us today to explore the range of funding options and services we offer below, and find the best fit for your project.
Site Loans
Loans secured by development land across all stages of the planning cycle from rural zoned land to permit approved sites.
Construction Loans
Multi-draw loans to fund construction works for subdivisions, residential and commercial construction.
Residual Stock Loans
Loans secured by completed development projects allowing for equity release and to facilitate an orderly sale process.
Investment Loans
Loans secured by stabilised income producing properties and assets that require work such as capital expenditure, incentives and leasing to stabilise.
Mezzanine Loans
Subordinate loans to bridge the gap between available senior debt and the total capital needed for a project.
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Preferred Equity
Similar to mezzanine loans but often does not require security over the land owning entity and may comprise a profit share. Repaid after secured debt and ahead of ordinary equity.
